A particular average loss under 3% of the insured amount will not be recoverable but one amounting to or exceeding 3% wi单独的平均损失低于所保金额的3%时不赔，但损失达到或超过5%时则赔偿。
B: You should make choice of the insurance companies,the insured amount and the insurance period by yourself.您自己选择哪家保险公司的产品，保险金额、保险期限。