And if people stop spending and start selling, the ripple effect is that millions -- even those with good credit -- begi一旦人们都停止消费转而抛售，这种效应就会扩散到成千上万的人群中——就算是信用记录极佳的人，也要开始遭受不幸了。
The ripple effect caused by the subprime meltdown and stock market volatility doesn't inspire confidence or encourage sp次贷危机与股市动荡所造成的恶果绝不会刺激信息或者鼓励消费。