We shall not pay any benefits for sickne if the covered person was infected with any Human Immunodeficiency Virus （HIV） prior to the policy effective date.
We shall not pay any benefits for sickne if the covered person was infected with any Human Immunodeficiency Virus （HIV） prior to the policy effective date.
如受保人于保单生效日前已染上后天免疫能力缺乏症（爱滋病）将不会获得赔偿。