To defraud the insurer of insurance money by forging or altering certificates, materials and other evidence associated with insured contingencies or by instigating, inducing or buying over others to provide false evidence, materials or other evidence, or
To defraud the insurer of insurance money by forging or altering certificates, materials and other evidence associated with insured contingencies or by instigating, inducing or buying over others to provide false evidence, materials or other evidence, or
（五）伪造、变造与保险事故有关的证明、资料和其他证据，或者指使、唆使、收买他人提供虚假证明、资料或者其他证据，编造虚假的事故原因或者夸大损失程度，骗取保险金的。